State National Companies

Taking the Hassle Out of Asset Recovery

State National’s Claims Advocacy and Recovery Service (CARS) reduces charge-offs and increases recoveries while saving lenders time in dealing with damaged collateral and the headaches associated with asset recovery. 

CARS Wheel

Consider Us Your Full-Service CARS Concierge

Whether it’s securing larger settlements from outside insurance companies, managing skips and repossessions, or disposing of collateral, CARS leverages State National’s resources, expertise, and industry partnerships. Customize your program from our four flexible options to make every aspect of collections easier.
  • Skip Tracing: Don’t spend valuable time searching for collateral — we’ll find the assets for you, with an unmatched recovery rate. Ask about our one-of-a-kind Skip Watch feature.
  • Repossession: Let us repossess on your behalf — especially your out-of-state assignments. We offer extras no other company can, including Skip Lite, a State National exclusive.
  • Outside Insurance Claims: We file, you benefit. You get larger, faster settlements — and we’re only paid if we’re successful.
  • Remarketing: We manage the entire process quickly and efficiently — and get you the best price possible with our preferred network rates.



Ready to boost your bottom line with larger claim amounts paid faster? How about reducing the time and effort spent dealing with collateral and wrangling with insurance companies? Maximize financial results in all aspects of recovery and liquidation, and reclaim time you can devote to your customers.

Download our CARS overview to see how much easier collections can be!


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